Dreaming of Beach Property?

Topsail Island NC is a great place to invest in a beach house. Whether you plan to live on Topsail or set up an income producing rental home, trust the experience and guidance of the Realtors of Ward Realty. As a full service real estate firm on Topsail Island, we know the ins and outs of our current market conditions, real estate and rental trends, and local ordinances involving all aspects of home ownership.

Our agents at Ward Realty are full brokers meaning they have advanced knowledge of the real estate world and experience in our local markets. We provide excellent communication, insight and negotiation skills to help make your dream of owning a home on or near the beach an enjoyable reality.

Read more about Topsail Island here.

Why do you need a Realtor at the Beach?

Purchasing a home on the beach (investment property or primary residence) requires much more due diligence than perhaps a home in your own town. For example, the land may be much more valuable than the home. Also, there are many environmental restrictions placed on dwellings on a beach. In other words, there are many reasons why you need an experienced realtor to guide you through a successful real estate transaction on Topsail Island. What else should buyers know before putting in an offer to purchase a Topsail Island beach house? 

Let’s start off by asking a few questions:

• Do you know what CAMA is and what restrictions are set for homes on the beach?
• Do you know the municipal setbacks?
• Do you understand flood zones, their implications and their premium rates?
• What areas on Topsail Island have city sewer and which have septic systems?
• What is the best type of mortgage for a second home? Is cash the way to go?
• What is the difference between a second home and investment property?
• Are you looking for a 1031 exchange?
• Is your lender experienced with second home and investment loans?
• Where do I find information about schools in the area?
• What lenders have first-time home buyer plans?
• What homes rent the best?
• Do you know the current rental rates for each home/location/configuration on the island?
• Do you know what amenities produce the greatest returns on rental properties?
• How do I deal with buying furniture and other personal property in a rental property?
• Should I purchase a lot and build a new home?
• Should I wait to buy?

Ward Realty can clearly explain the answers to each of these questions and others you may have about the buying process. Let our experts take you from dreaming about a beach house to owning the right one for you.

When you are ready, start searching for available homes and lots currently on the market today. Check back often as new homes and lots hit the market all the time. 

View our Buyers Checklist here.

Meet our Brokers

Ward Realty Brokers are all local residents who’ve lived and worked in this area for many years. Learn more about their background here.

Market Reports

Also, sign up for our market reports to help give you an idea of what is going on in the Topsail Island real Estate Market today. These reports show active listings on the market today, as well as listings under contract, and recently sold listings. This wealth of information is key to going into any real estate transaction.

Contact us today and let’s get started on making your beach dreams come true!